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Current Loan Rates

AUTO LOANS
Effective as of 01/01/06
TERM
APR*
New (100% of Sticker Price)
 
60 - 72 Months
Contact CU
Used (90% of NADA Retail)
1 - 2 Year Old Vehicle
48 Months
Contact CU
3 - 5 Year Old Vehicle
36 Months
Contact CU
6 - 10 Year Old Vehicle
24 Months
Contact CU
Used Vehicles can be carried one year longer than specified but will be charged 1% above the current loan rate.
**Member must be employed one full year to be eligible.
*APR is the Annual Percentage Rate.


SHARE SECURED LOANS
Effective as of 01/01/06
TERM
APR*
 
Length Of Term Can Be Decided By Member
3% Above Current Dividend Rate
*APR is the Annual Percentage Rate.


SIGNATURE LOANS
Effective as of 01/01/06
TERM
APR*
Limit Of $3000.00
 
13.00% To 18.00%
**Member must be employed 12 months to be eligible.
*APR is the Annual Percentage Rate.


BOAT & CAMPER LOANS
Effective as of 01/01/06
TERM
APR*
New Only (90% of Sticker Price)
 5 Years
Same Rate
As New Car
*APR is the Annual Percentage Rate.


MOTORCYCLE LOANS
Effective as of 07/21/08
TERM
APR*
New (90% of Sticker Price)
 5 Years
Contact Credit Union For Rates
Used (80 % of NADA)
 3 Years
Contact Credit Union For Rates
*APR is the Annual Percentage Rate.

Hours of Operation:
Monday - Friday
8:00a.m. until 4:30p.m.
Closed daily 11 a.m. - 11:30 a.m.

Phone Number:
(704) 291-7112

Fax Number:
(704) 291-7312

Address:
P.O. Box 5030
Monroe, NC  28111

Email: