COVID-19 READINESS UPDATE
New Relief Option Available!
ATI Employees and immediate family (spouse, children, grandchildren, parents, brothers, sisters, and grandparents) are eligible for membership. Once a member of Allvac Savings and Credit Union always a member, even if employment has terminated at ATI, as long as there is a balance kept in the savings account of $5.00.
People Helping People
A savings account is the heartbeat of every credit union member. It represents your personal ownership in Allvac Savings & Credit Union. With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!
Allvac Savings & Credit Union offers competitive loan rates that rival traditional bank! Finance your next vehicle or other borrowing need with a great rate and flexible terms.
The heartbeat of your credit union membership
With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!
- Open with $5.00
- Dividends payable after $100 balance
- Two withdrawals a month free
- ATM/debit card available
- $4.00 monthly fee
- No minimum monthly balance
Certificates of Deposit
- Minimum deposit of $100.00
- Can be started at anytime
- Earns same dividend as regular share accounts
- Checks will automatically cut November 1st
Contact the Credit Union for our Current Rates
New and Used Auto
Recreational Vehicles (New)
Flexible terms, better rates
Allvac Savings & Credit Union loans are among the most competitive loans available.
Explore our loan rates!
|New (12,000 Miles or Under)||Term||Rate|
|New Auto||4 Years||3.0%|
|New Auto||5 Years||3.5%|
|New Auto||6 Years||4.0%|
|Used (90% of NADA Retail)||Term||Rate|
|Used Auto||36 Months||2.5%|
|Used Auto||48 Months||3.5%|
|Used Auto||60 Months||4.5%|
|Used Vehicles can be carried one year longer than specified but will be charged 1% above the current loan rate. **Member must be employed one full year to be eligible.|
|Share Secured Loans||Term||Rate|
|Length Of Term Can Be Decided By Member||3% Above Current Dividend Rate|
|Limit Of $3000.00||13.00% To 18.00% (based on credit history and debt to income ratio)|
|Boat & Camper Loans||Term||Rate|
|New Only (90% of Sticker Price)||5 Years||5.0%|
|Motorcycle Loans (New or 2 Years Old With Less Than 12,000 Miles)|
|701 & Above||5 Years||11.0%|
|601 -700||5 Years||12.0%|
|600 and Below||5 Years||13.0%|
|Motorcycle Loans (Used)|
|701 & Above||3 Years||11.0%|
|601 -700||3 Years||12.0%|
|600 and Below||3 Years||13.0%|
|*APY is the Annual Percentage Yield.|
Call or FAX
P: (704) 291-7112
F: (704) 291-7312
Report Lost or Stolen Card (afterhours)
2020 Ashcraft Ave
Monroe, NC 28110
2515 W Roosevelt Blvd
Monroe, NC 28110
Main OfficeMonday – Friday 8:00a.m. until 4:30p.m. Closed daily 11 a.m. – 11:30 a.m.
Roosevelt BranchMonday – Friday 9:00a.m. until 4:30p.m. Closed daily 11 a.m. – 11:30 a.m.
Send Us a Message!
Please NEVER include your personal account information.