New Relief Option Available!

2021 Annual Meeting

You’re Invited! Our 2021 Annual Meeting will be on Saturday, April 17th at 9:00AM virtually over ZOOM


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The ATI Office is OPEN

Monday – Friday 8:00 – 4:30

The Roosevelt Blvd Branch will be open
Monday – Friday 9:00 until 4:30
Drive-Up Window Only


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ATI Employees and immediate family (spouse, children, grandchildren, parents, brothers, sisters, and grandparents) are eligible for membership. Once a member of Allvac Savings and Credit Union always a member, even if employment has terminated at ATI, as long as there is a balance kept in the savings account of $5.00.



People Helping People

A savings account is the heartbeat of every credit union member. It represents your personal ownership in Allvac Savings & Credit Union. With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!

Allvac Savings & Credit Union offers competitive loan rates that rival traditional bank! Finance your next vehicle or other borrowing need with a great rate and flexible terms.


The heartbeat of your credit union membership

With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!


  • Open with $5.00
  • Dividends payable after $100 balance
  • Two withdrawals a month free


  • ATM/debit card available
  • $4.00 monthly fee
  • No minimum monthly balance

Certificates of Deposit

Jumbo Certificate

  • Minimum deposit of $100.00

Christmas Club

  • Can be started at anytime
  • Earns same dividend as regular share accounts
  • Checks will automatically cut November 1st

Contact the Credit Union for our Current Rates

New and Used Auto

Recreational Vehicles (New)

Boats (New)


Shared Secured

Unsecured (Personal)


Flexible terms, better rates

Allvac Savings & Credit Union loans are among the most competitive loans available.

Explore our loan rates!

New (12,000 Miles or Under) Term Rate
New Auto 4 Years 3.0%
New Auto 5 Years 3.5%
New Auto 6 Years 4.0%
Used (90% of NADA Retail) Term Rate
Used Auto 36 Months 2.5%
Used Auto 48 Months 3.5%
Used Auto 60 Months 4.5%
Used Vehicles can be carried one year longer than specified but will be charged 1% above the current loan rate. **Member must be employed one full year to be eligible.
Share Secured Loans Term Rate
Length Of Term Can Be Decided By Member 3% Above Current Dividend Rate
Signature Loans Term Rate
Limit Of $3000.00 13.00% To 18.00% (based on credit history and debt to income ratio)
Boat & Camper Loans Term Rate
New Only (90% of Sticker Price) 5 Years 5.0%
Motorcycle Loans (New or 2 Years Old With Less Than 12,000 Miles)
Credit Score Term Rate
701 & Above 5 Years 11.0%
601 -700 5 Years 12.0%
600 and Below 5 Years 13.0%
Motorcycle Loans (Used)
Credit Score Term Rate
701 & Above 3 Years 11.0%
601 -700 3 Years 12.0%
600 and Below 3 Years 13.0%
*APY is the Annual Percentage Yield.


Get In Touch

Call or FAX

P: (704) 291-7112

F: (704) 291-7312

Report Lost or Stolen Card (afterhours)


Visit Us

Main Office

2020 Ashcraft Ave
Monroe, NC 28110

Roosevelt Branch

2515 W Roosevelt Blvd
Monroe, NC 28110


Business Hours

Main Office

Monday – Friday 8:00a.m. until 4:30p.m. Closed daily 11 a.m. – 11:30 a.m.

Roosevelt Branch

Monday – Friday 9:00a.m. until 4:30p.m. Closed daily 11 a.m. – 11:30 a.m.

Send Us a Message!

Please NEVER include your personal account information.

How Can We Help?

Allvac Savings & Credit Union

Our Office

2020 Ashcraft Ave
Monroe, NC 28110


Get in Touch

P: (704) 291-7112
F: (704) 291-7312

ABA Routing Number


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