Effective April 1st
We will no longer participate in the Virtual StrongBox.
Membership
ATI Employees and immediate family (spouse, children, grandchildren, parents, brothers, sisters, and grandparents) are eligible for membership. Once a member of Allvac Savings and Credit Union always a member, even if employment has terminated at ATI, as long as there is a balance kept in the savings account of $5.00.
Not a Member Yet?
You can apply to join our family online, anytime! It only takes a few minutes.
Member-Owned
Not-for-Profit
People Helping People
A savings account is the heartbeat of every credit union member. It represents your personal ownership in Allvac Savings & Credit Union. With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!
Allvac Savings & Credit Union offers competitive loan rates that rival traditional bank! Finance your next vehicle or other borrowing need with a great rate and flexible terms.
ACCOUNTS
The heartbeat of your credit union membership
With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!
Savings
- Open with $5.00
- Dividends payable after $100 balance
- Two withdrawals a month free
Checking
- ATM/debit card available
- $4.00 monthly fee
- No minimum monthly balance
Certificates of Deposit
Jumbo Certificate
- Minimum deposit of $100.00
Christmas Club
- Can be started at anytime
- Earns same dividend as regular share accounts
- Checks will automatically cut November 1st
Contact the Credit Union for our Current Rates
New and Used Auto
Recreational Vehicles (New)
Boats (New)
Shared Secured
Unsecured (Personal)
Loans
Flexible terms, better rates
Allvac Savings & Credit Union loans are among the most competitive loans available.
Explore our loan rates!
| Unsecured Loans | ||
| Credit Tier | Maximum Amount | Rate |
| 730+ | $10,000.00 | 9.00% |
| 680 – 729 | $7,000.00 | 12.00% |
| 640 – 679 | $5,000.00 | 14.00% |
| 600 – 639 | $3,000.00 | 15.00% |
| 550 – 599 | $2,000.00 | 17.00% |
| 549 or less | $1,000.00 | 18.00% |
| DTI not greater than 45% |
| Boats, Campers, Motorcycles | |
| Credit Tier | Rate |
| 701+ | 9% |
| 600 – 700 | 10.00% |
| 599 or less | 14.75% |
| 10 years or newer 100% LTV Older than 10 years 80% LTV |
| Auto Loans | ||||
| Credit Tier | Maximum Amount | New Auto | Used Auto | LTV |
| 775+ | $50,000.00 | 3.00% | 4.00% | 100% LTV |
| 700 – 774 | $50,000.00 | 3.75% | 8.00% | 100% LTV |
| 625 – 699 | $18,000.00 | 7.50% | 12.00% | 100% LTV |
| 550 – 624 | $12,000.00 | 11.25% | 16.00% | 90% LTV |
| 549 or less | $12,000.00 | 17.99% | 17.99% | 90% LTV |
| 10 years or newer 100% LTV
Older than 10 years 80% LTV |
Contact
Get In Touch
Call or FAX
P: (704) 291-7112
F: (704) 291-7312
Report Lost or Stolen Card (afterhours)
888-263-3370
Visit Us
Main Office
2020 Ashcraft Ave
Monroe, NC 28110
Roosevelt Branch
2515 W Roosevelt Blvd
Monroe, NC 28110
Business Hours
Main Office
Monday – Friday
8:00a.m. until 4:30p.m.
Closed daily 11 a.m. – 11:30 a.m.
Roosevelt Branch
Monday – Friday
9:00a.m. until 4:30p.m.
Closed daily 11 a.m. – 11:30 a.m.
Send Us a Message!
Please NEVER include your personal account information.
Allvac Savings & Credit Union
Our Office
2020 Ashcraft Ave
Monroe, NC 28110
Get in Touch
F: (704) 291-7312
ABA Routing Number
253176626