COVID-19 READINESS UPDATE

New Relief Option Available!

Enjoy the Holidays Even More with Our Skip-a-Pay program!

Download, print, and fill out your Skip-a-Pay request form today!

SAVE ON CAROWINDS TICKETS!

Use our unique ticket portal using the following credentials:
Username: CCUL
Password: CCUL
You will be directed away from the credit union website.

OUR OFFICE IN YOUR POCKET

Download our new mobile app today!

For iPhone            For Android

The ATI Office is OPEN

Monday – Friday 8:00 – 4:30

The Roosevelt Blvd Branch will be open
Monday – Friday 9:00 until 4:30
Drive-Up Window Only

HAVE YOU TRIED IT'S ME 247?

Explore all of the features of It’s Me 247 Online Banking!
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Membership

ATI Employees and immediate family (spouse, children, grandchildren, parents, brothers, sisters, and grandparents) are eligible for membership. Once a member of Allvac Savings and Credit Union always a member, even if employment has terminated at ATI, as long as there is a balance kept in the savings account of $5.00.

Not a Member Yet?

You can apply to join our family online, anytime! It only takes a few minutes.

Member-Owned

Not-for-Profit

People Helping People

A savings account is the heartbeat of every credit union member. It represents your personal ownership in Allvac Savings & Credit Union. With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!

Allvac Savings & Credit Union offers competitive loan rates that rival traditional bank! Finance your next vehicle or other borrowing need with a great rate and flexible terms.

ACCOUNTS

The heartbeat of your credit union membership

With an initial deposit you will begin to enjoy all the excellent benefits the credit union has to offer!

Savings

  • Open with $5.00
  • Dividends payable after $100 balance
  • Two withdrawals a month free

Checking

  • ATM/debit card available
  • $4.00 monthly fee
  • No minimum monthly balance

Certificates of Deposit

Jumbo Certificate

  • Minimum deposit of $100.00

Christmas Club

  • Can be started at anytime
  • Earns same dividend as regular share accounts
  • Checks will automatically cut November 1st

Contact the Credit Union for our Current Rates

New and Used Auto

Recreational Vehicles (New)

Boats (New)

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Shared Secured

Unsecured (Personal)

Loans

Flexible terms, better rates

Allvac Savings & Credit Union loans are among the most competitive loans available.

Explore our loan rates!

Unsecured Loans
Credit Tier Maximum Amount Rate
730+ $10,000.00 9.00%
680 – 729 $7,000.00 12.00%
640 – 679 $5,000.00 14.00%
600 – 639 $3,000.00 15.00%
550 – 599 $2,000.00 17.00%
549 or less $1,000.00 18.00%
DTI not greater than 45%

 

Boats, Campers, Motorcycles
Credit Tier Rate
701+ 9%
600 – 700 10.00%
599 or less 14.75%
10 years or newer 100% LTV
Older than 10 years 80% LTV

 

Auto Loans
Credit Tier Maximum Amount New Auto Used Auto LTV
775+ $50,000.00 3.00% 4.00% 100% LTV
700 – 774 $50,000.00 3.75% 8.00% 100% LTV
625 – 699 $18,000.00 7.50% 12.00% 100% LTV
550 – 624 $12,000.00 11.25% 16.00% 90% LTV
549 or less $12,000.00 17.99% 17.99% 90% LTV
10 years or newer 100% LTV

Older than 10 years 80% LTV

Contact

Get In Touch

Call or FAX

P: (704) 291-7112

F: (704) 291-7312

Report Lost or Stolen Card (afterhours)

888-263-3370

Visit Us

Main Office

2020 Ashcraft Ave
Monroe, NC 28110

Roosevelt Branch

2515 W Roosevelt Blvd
Monroe, NC 28110

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Business Hours

Main Office

Monday – Friday
8:00a.m. until 4:30p.m.
Closed daily 11 a.m. – 11:30 a.m.

Roosevelt Branch

Monday – Friday
9:00a.m. until 4:30p.m.
Closed daily 11 a.m. – 11:30 a.m.

Send Us a Message!

Please NEVER include your personal account information.

How Can We Help?

Allvac Savings & Credit Union

Our Office

2020 Ashcraft Ave
Monroe, NC 28110

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Get in Touch

P: (704) 291-7112
F: (704) 291-7312

ABA Routing Number

253176626

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